India Mortgage Guarantee Corporation Private Limited (IMGC) may collect, store and process your Information upon your use of the Website and upon providing such Information by you. The Information collected is used for the purpose of providing the services as detailed in the Website. This privacy policy (Policy) states the type of Information collected by IMGC, purpose of collection and usage of Information, disclosure of Information and reasonable security practices to protect the Information. This Policy shall be construed in accordance with the provisions of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data of Information) Rules, 2011 under Information Technology Act, 2000. This Policy applies to all the Information collected by IMGC through its Website.

Please read this Policy carefully. By using this Website, you hereby represent that you understand and agree to the terms of this Policy and give your explicit consent to share your Information with IMGC in accordance with the terms of this Policy. You further agree to be bound by the terms of this Policy and give your explicit consent to the collection, use, storage and disclosure of your Information in accordance with this Policy. If you do not agree to the terms of this Policy, please do not use this Website.

Please read the following statement to know about the Policy and practices for handling of Information.

  1. Collection of Information:

    IMGC may collect your personal information which shall be provided by you on your sole discretion and such other information which may be collected automatically (as detailed below) (Information). The Information which you provide to IMGC upon your sole discretion for availing the web-based services on the Website shall include:

    1. (a) Name;
    2. (b) E-mail address;
    3. (c) Occupation;
    4. (d) Date of birth;
    5. (e) Monthly income and annual bonus;
    6. (f) Mobile number; and
    7. (g) Such other information which IMGC may require for providing the web-based services.

    Apart from the Information that you provide to IMGC, we may collect certain Information automatically, which may include:

    1. (a) Your IP address;
    2. (b) General geographic location indicated by your IP address;
    3. (c) Frequency of your visits to this Website;
    4. (d) Average length of your visits;
    5. (e) Pages viewed within this Website during your visits;
    6. (f) Any other such similar Information which IMGC may require from time to time.

    IMGC may also use data collection devices such as ‘cookies’ on this Website. ‘Cookies’ are small text files that we place in your device that you use to access our website. This is done to recognize your device during a session or in your future visits to our website, primarily in order to provide better user experience.

  2. Intellectual Property Rights:

    IMGC may use the collected information for its internal business purposes which may, inter-alia, include, but shall not be limited to (i) providing adequate response to the queries raised by you in relation to the services provided by IMGC; (ii) providing response to the feedback provided by you; (iii) evaluating your eligibility to use the services provided by IMGC; or (iv) managing or initiating any communications with you including, but not limited to, your preference to contact us vide the ‘Contact Us’ section. Further, IMGC may identify and use your IP address and information collected by cookies for the functioning of this Website and to provide better user experience.

    IMGC may share your Information in connection with any corporate transaction including but not limited to merger, amalgamation, consolidation, asset sale, to check the eligibility or the execution of mortgage guarantees.

    IMGC may share your Information with such third parties, affiliates and/or representatives, who shall, be so authorised to provide certain services to IMGC and to you on our behalf. IMGC shall further disclose your Information if required to do so under any law, court order, order by any governmental authority or any law enforcement agencies.

  3. Security Precautions:

    IMGC uses and complies with commercially reasonable security measures for the protection of Information and have in place, information security policies that contain technical, operational and physical security control measures that are commensurate with the information assets being protected with the nature of business.

  4. Data Retention:

    IMGC may retain your Information for the purposes of its archiving policies and internal business purposes.

  5. Amendments to the Policy:

    IMGC may change the data privacy practices and update this privacy statement as and when the need arises, and the same will be made available on the website. IMGC reserves the exclusive right to change or update this Policy without any prior notice to you.

  6. Grievance Officer:

    Attention: [●]
    E-Mail Address: