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Home Loans Guaranteed
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India Mortgage Guarantee Corporation (IMGC) is India’s first Mortgage Guarantee Company (MGC). We empower housing finance ecosystem by enabling lenders to enhance their credit offering.
Flow or 'Loan by Loan' guarantee is the guarantee given at the time of fresh loan origination to a home buyer. Loan by loan guarantee is especially useful when the lender wants to issue incremental loan amount...
Bulk or 'On-Book' guarantee is the guarantee given to a group of loans that have already been originated. It is used when the lender wants to shield its existing book (full or part) against future credit losses. Bulk or 'On-Book'...
As the spread of Covid-19 and mini-lockdowns in India continue longer than originally expected, many companies are switching gears to assist their remote-working employees for the long haul.
The loan moratorium ends on August 31. Retail borrowers who had availed of it will once again have to bear the burden of paying equated monthly instalments (EMIs). Some borrowers may have lost their jobs or seen salary cuts and may be facing financial stress.
Housing finance companies (HFCs) are at the crossroads, given the slowdown in primary real-estate demand, especially in the top five cities — they comprise 60 per cent of the market.
