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Home Loans Guaranteed
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India Mortgage Guarantee Corporation (IMGC) is India’s first Mortgage Guarantee Company (MGC). We empower housing finance ecosystem by enabling lenders to enhance their credit offering.
Flow or 'Loan by Loan' guarantee is the guarantee given at the time of fresh loan origination to a home buyer. Loan by loan guarantee is especially useful when the lender wants to issue incremental loan amount...
Bulk or 'On-Book' guarantee is the guarantee given to a group of loans that have already been originated. It is used when the lender wants to shield its existing book (full or part) against future credit losses. Bulk or 'On-Book'...
Budget 2020 India: While the home loan segment has erred in the recent past, it must still be protected and supported. Here is why.
HDFC Chairman Deepak Parekh has sought for a one-time restructuring to kick-start lending to the sector
Edelweiss AMC, Kotak Mahindra AMC, Axis Asset Management and Reliance AMC had moved the Bombay High Court seeking a direction to DHFL to disclose all its assets and liabilities and also to temporarily prevent it from making payments/disbursements to secured and unsecured creditors.
State Bank chairman Rajnish Kumar said if there is scope for restructuring, then one should do it
If lenders are asked to invest more money in such projects, they would not be able to do that. Developers, in turn, would not be able to construct and finish the project without further investments, thus leading to a stalemate.