Meet The Team

Mahesh Misra

Chief Executive Officer

Mahesh Misra is the Chief Executive Officer for IMGC. He is  responsible for driving the organisation’s strategic priorities and operating goals in addition to ensuring   best-in-class customer experience and risk discipline. Mahesh has more than 20 years of impressive, diverse experience in financial services.  In his last role as the Chief Distribution Officer for Aviva Life Insurance-India, he managed  individual & group businesses and led a large cross functional team. Prior to this, he has been with organisations like Experian, Standard Chartered Bank and Citibank across various businesses including Mortgages, Risk Analytics, Credit Cards and Liabilities.   

Mahesh is a Masters in International Business from the Indian Institute of Foreign Trade. 

Sovan Mandal

Chief Commercial Officer

Mr. Sovan Mandal is one of the founding members of IMGC and is responsible for driving strategic commercial objectives for the organization. Mr. Mandal is IMGC’s key customer interface and serves in building dependable partnerships with lenders- banks & housing finance organisations. He is responsible for increasing the awareness and understanding of the Mortgage Guarantee product and its benefits among IMGC's stakeholders and prospective customers. He ensures that with IMGC’s Global expertise the best fit products are offered to customers, enabling them to accomplish their goal of owning a home earlier in life. He brings with him a broad spectrum of experience (20 years) that covers Sales, Business Development, Product Management, CRM, Marketing Analytics, Pricing and New Business Development. Mr. Mandal has worked with several prestigious organisations, including GE Consumer Finance, Morgan Stanley and Barclaycard (UK).


Mr. Mandal is an MBA from Xavier's Institute of Management and a qualified Chemical Engineer from IIT and is a certified Green Belt in Six Sigma.


Shrikant Shrivastava

Chief Risk Officer

Mr. Shrikant Shrivastava is responsible for driving the evolution of the Company’s risk philosophy from identification and control to management of risk to help create a competitive edge and work effectively with businesses to create additional product, revenue and operational opportunities and efficiencies.


Mr. Shrivastava comes with more than 21 years of experience and extensive domain expertise in the Indian mortgage industry. Prior to joining IMGC, he worked with PNB Housing Finance as Chief Risk Officer. He has also worked with organisations such as ABN AMRO Bank N.V., RBS, Genworth and HDFC in various leadership positions.


Mr. Shrivastava is a Law Graduate from Delhi University by qualification.

Vikas Arora

Vice President - Information Technology

Mr. Vikas Arora is responsible for all IT initiatives at IMGC, and is accountable for developing the technology strategy, delivering technology solutions, managing and developing the technology organisation, and supporting the overall business strategy. He is also responsible for implementing and operating the technology required to enable IMGC's business strategy and increase the Company's competitive capability through the application of new technology.


Mr. Arora brings with him more than 25 years of functional expertise in delivering complex projects across multiple verticals and possesses in-depth knowledge of diverse IT products and tools. He has had experience working with various industry segments, including Financial Services, Consumer Electronics, Semi-conductors and IT Enabled Services. He has worked with organisations such as GE Consumer Finance, American Express, Philips Software and SGS-Thomson (Now STMicroelectronics).


Mr. Arora is a Computer Engineer by qualification, and is a certified Green Belt in Six Sigma. He is also trained in SEI-CMMi, ITIL and ISO 9000 Quality tools.

Harpreet Sandhu

Vice President - Human Resources

Ms. Harpreet Sandhu in her role at IMGC, is responsible for developing and defining the Human Resource and Communication Strategy for IMGC. She is responsible for shaping the strategic direction of the HR function and enhancing the core HR processes to meet the Company's business requirements. A key facet of her role includes moulding the unique culture of IMGC; in line with the Company's Values and Vision. In terms of Communications, her efforts would be in building awareness as well as reach of the Brand across all stakeholders.


Ms. Harpreet Sandhu brings with her an experience of over 17 years, predominantly in the field of Financial Services. She has extensive experience working in diverse roles, which includes HR Business partnering, mergers and acquisition, talent acquisition, organization design and effectiveness and change management. She has worked with organizations such as American Express, GE Consumer Finance and EXL.


Ms. Sandhu is a Post Graduate in Economics & Business Administration.

Amit Bhachawat

Chief Financial Officer

Amit in his role as the Chief Financial Officer is responsible for development of financial strategy and monitoring of performance - to drive financial discipline and steer the organisation towards its objective. Amit’s role is also to embed a strong Corporate Governance framework in the organisation and ensure compliance with regulations.


Amit has over 17 years of diverse experience in the Financial Services and Financial Advisory domain in India; leading teams in areas such as Business Finance, Business Planning, Controllership & Regulatory Reporting. He has been with IMGC since January 2015. Prior to IMGC, he has worked in organizations such as American Express, PricewaterhouseCoopers, Goldman Sachs and Deloitte.


By qualification Amit is a Chartered Accountant and a Commerce graduate from Delhi University.

Priya Kapoor

Senior Vice President- Strategic Initiatives, Marketing and Products

Priya in her role at IMGC drives the strategic initiatives across functions, leveraging her strong analytical ability with the objective of increasing efficiency in each function. Priya is also responsible for the Product Development and Marketing functions of the organization. She works on increasing product awareness of Mortgage Guarantee through various media (including social media)


Ms. Kapoor brings with her an experience of over 17 years, predominantly in the field of client servicing / consulting in financial advisory. She has extensive experience working in various lines of services, which includes valuations, investment banking, project finance and audit in her stint with PricewaterhouseCoopers. Ms. Kapoor is a Chartered Accountant by qualification.


M.Vijayakumar Chavali

Vice President - Operations

Mr. M.Vijaya Kumar Chavali, in his role with IMGC is responsible for leading internal Business operations and implementing solutions to meet IMGC’s client’s requirements & building service excellence through automation and robust & scalable processes; while maintaining the highest standards of quality and control.

Mr. Vijaya Kumar comes with over 19 years of experience and managed Consumer Banking (Liabilities and Assets business) and Life Insurance Operations & Customer service. He has extensive experience in process Re-engineering & its implementation, Customer service, managing large teams & complex geographies in the area of Operations and Customer service. Prior to his current role at IMGC, he has worked with Axis Bank, ICICI Prudential Life Insurance, IDBI Bank, in various leadership positions.

Mr. Vijaya Kumar by qualification is a commerce graduate and pursued Executive Program In General Management from IIM-Lucknow